FinTech: P2P Money Transfer, Digital Wallets and Neobanks

Peer-to-Peer Payment Apps

For a good overview: Amber Murakami-Fester, What Are Peer-to-Peer Payments? Nerdwallet. Published 2/15/21. Available at https://www.nerdwallet.com/article/banking/p2p-payment-systems.

Lisa Gerstner, How to Choose the Right Payment App. Kiplinger. 11/23/21. Available at https://www.kiplinger.com/personal-finance/banking/603794/how-to-choose-the-right-payment-app.

Chanelle Bessette, Top Peer-to-Peer Payments Apps: Pros, Cons and How to Use Them. Nerdwallet.com. 4/1/21. Available at https://www.nerdwallet.com/article/banking/peer-to-peer-p2p-money-transfers

Chanelle Bessette, What is Venmo? Nerdwallet.com. 7.20.21. Available at https://www.nerdwallet.com/article/banking/what-is-venmo?

Chanelle Bessette, Cash App Money Transfer: What It Is, How to Use it. Nerdwallet.com. Published 2/26/2021. Available at https://www.nerdwallet.com/article/banking/cash-app-review.

Chanelle Bessette, Zelle Money Transfer: What It Is, How to Use it. Nerdwallet.com. Available at https://www.nerdwallet.com/article/banking/zelle-peer-to-peer-money-transfer-service.

Zelle, https://www.zellepay.com/how-it-works Amber Murakami-Fester, How Does PayPal Work? 4/20/2021. Nerdwallet.com. Available at https://www.nerdwallet.com/article/banking/what-is-paypal.

Digital Wallets

Mark Jansen, Christian de Looper and Paula Beaton, PayPal vs, Google Pay vs. Venmo vs Cash App vs Apple Pay Cash, 7/5/2021, digitaltreands.com. Available at https://www.digitaltrends.com/mobile/paypal-vs-google-wallet-vs-venmo-vs-square-cash/.

Julia Kagan, Digital Wallet. Reviewed on 3/29/21. Investopedia. Available at https://www.investopedia.com/terms/d/digital-wallet.asp.

Sara Rathner, What Is a Digital Wallet and How Does It Work? Nerdwallet 9/10/21. Available at https://www.nerdwallet.com/article/credit-cards/what-is-a-digital-wallet-and-how-does-it-work

Chalmers Brown, The Best Digital Wallets, updated 6/23/21. Due. Available at https://due.com/blog/best-digital-wallets/.

Spencer Tierney, 12 Best Ways to Send Money. 8/27/21. Nerdwallet. Available at https://www.nerdwallet.com/article/banking/best-ways-to-send-money (Has links to reviews of almost each one they list)

Amazon Payment Services, Digital Wallets. Amazon. Available at https://paymentservices.amazon.com/docs/EN/24b.html.

Walmart.com, Walmart Pay. Available at https://www.walmart.com/cp/walmart-pay/3205993.

Apple.com, Apple Pay. Available at https://www.apple.com/apple-pay/

Apple.com, Apple Cash. Available at https://www.apple.com/apple-cash/

NeoBanks

Stephanie Walden, Mitch Strohm, What is a Neobank? Updated 6/24/2021. Forbes Advisor. Available at https://www.forbes.com/advisor/banking/what-is-a-neobank/.

Rivan V. Stinson, Fintech: The Bank Disruptors. 7/28/2021. Kiplinger. Available at https://www.kiplinger.com/personal-finance/banking/603183/fintech-the-bank-disrupters.

Complaints

Todd Ulrich, ‘Over $1,300 just gone’: Mobile payment app losses lead to class-action lawsuit.5/25/2021.  WFTV.com. Available at https://www.wftv.com/news/action9/over-1300-just-gone-mobile-payment-app-losses-lead-class-action-lawsuit/H4GSZYTGGJGJPBWX5TOCHDHY7A/.

Jackie Callaway, Cash App, Zelle and Venmo money transfer apps generate thousands of complaints. 7/15/2021. WFTS ABCActionNews.com, available at https://www.abcactionnews.com/money/consumer/taking-action-for-you/cash-app-zelle-and-venmo-money-transfer-apps-generate-thousands-of-complaints.

Ed Mierzwinski et al. Virtual Wallets, Real Complaints: How digital payment apps put consumers’ cash at risk. An Analysis of CFPB Complaints.  June 2021. U.S. PIRG Education Fund. Available at https://uspirg.org/sites/pirg/files/reports/VirtualWallets/Virtualwallets_USP_V3.pdf.