Getting the Most from Your Retirement Dollars

Check these resources for more information about the tips covered in the workshop.

Early Distribution Penalty Tax

Required Minimum Distributions

Waiver of penalty for failure to take your Required Minimum Distribution

Indirect rollovers: If you miss the 60-day deadline

Qualified Charitable Distributions

Why take voluntary distributions from retirement accounts & delay Social Security

  • Lance Ritchlin, Why 401k And Social Security Coordination Is Critically Important, 401kspecialist.com, http://bit.ly/Why401k (This article is targeted at financial advisers, but you may still find some of the information helpful.)
  • James I. Mahaney and Peter C. Carlson, Rethinking Social Security Claiming in a 401(k) World, Pension Research Council Working Paper, The Wharton School, University of Pennsylvania. Available at http://bit.ly/RethinkSocSec. (This paper was written before the recent changes in Social Security claiming strategies and therefore contains some dated information. However, it is still the most thorough discussion on this topic that I am aware of.)

Asset Location

New Tax Law Effective in 2018

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