Credit History, Credit Score and Identity Theft Prevention
How does cancelling a credit card, paying off a debt, or having too much debt affect my credit history and score? Should I use a fraud alert, a credit freeze, or a lock to protect my information? What are the best strategies for paying down debt? Learn all this, plus things you thought you knew about credit that are actually myths.
Thursday, April 11, 7:00 to 8:30 pm
Rolling Meadows Library
3110 Martin Lane, Rolling Meadows IL 60008
Register at www.rmlib.org or 847-259-6050
I graduated with student loans. Now what?
Learn how to determine the types of loans you have and the rules that apply to each. We’ll show you how to compare balance-based and income-driven repayment plans, and choose the best one for your situation. You’ll also learn about loan forgiveness programs, loan consolidation, and how to “cure” a loan that’s in default.
Wednesday, June 12, 6:00 pm to 8:00 pm
Mount Prospect Public Library
10 S Emerson St, Mt Prospect, IL 60056
Register at https://mppl.org/
Wednesday, June 19, 7:00 to 8:30 pm
Grayslake Area Public Library
100 Library Lane, Grayslake, IL 60030
Register at https://www.grayslake.info/
Estate Planning Toolbox
Knowing your tools and learning how to use them makes any job easier. The same is true for estate planning. In this workshop, you’ll become familiar with a range of estate planning tools, what they do, and the terminology they use. In addition to wills, trusts, and powers of attorney, we will discuss the role that insurance, titling of property, and gifting can play. Finally, we’ll take a look at how these tools work with our tax system, including estate, income, generation-skipping and gift taxes.
Saturday, April 20, 2:00 to 3:00 pm
Cook Park Library (Cook Memorial Public Library District)
413 N. Milwaukee Ave., Libertyville, IL 60048
Register at http://www.cooklib.org/
Where I present – and how many programs I have – varies from season to season. If you don’t see a program in your neighborhood, let’s plan something! Contact me about scheduling a program. Or share my program information with organizations in your community. Perhaps your retiree’s group or employer would like to offer programs like this.