FinTech: P2P Money Transfer, Digital Wallets and Neobanks

Peer-to-Peer Payment Apps

For a good overview: Amber Murakami-Fester, What Are Peer-to-Peer Payments? Nerdwallet. Published 2/15/21. Available at

Lisa Gerstner, How to Choose the Right Payment App. Kiplinger. 11/23/21. Available at

Chanelle Bessette, Top Peer-to-Peer Payments Apps: Pros, Cons and How to Use Them. 4/1/21. Available at

Chanelle Bessette, What is Venmo? 7.20.21. Available at

Chanelle Bessette, Cash App Money Transfer: What It Is, How to Use it. Published 2/26/2021. Available at

Chanelle Bessette, Zelle Money Transfer: What It Is, How to Use it. Available at

Zelle, Amber Murakami-Fester, How Does PayPal Work? 4/20/2021. Available at

Digital Wallets

Mark Jansen, Christian de Looper and Paula Beaton, PayPal vs, Google Pay vs. Venmo vs Cash App vs Apple Pay Cash, 7/5/2021, Available at

Julia Kagan, Digital Wallet. Reviewed on 3/29/21. Investopedia. Available at

Sara Rathner, What Is a Digital Wallet and How Does It Work? Nerdwallet 9/10/21. Available at

Chalmers Brown, The Best Digital Wallets, updated 6/23/21. Due. Available at

Spencer Tierney, 12 Best Ways to Send Money. 8/27/21. Nerdwallet. Available at (Has links to reviews of almost each one they list)

Amazon Payment Services, Digital Wallets. Amazon. Available at, Walmart Pay. Available at, Apple Pay. Available at, Apple Cash. Available at


Stephanie Walden, Mitch Strohm, What is a Neobank? Updated 6/24/2021. Forbes Advisor. Available at

Rivan V. Stinson, Fintech: The Bank Disruptors. 7/28/2021. Kiplinger. Available at


Todd Ulrich, ‘Over $1,300 just gone’: Mobile payment app losses lead to class-action lawsuit.5/25/2021. Available at

Jackie Callaway, Cash App, Zelle and Venmo money transfer apps generate thousands of complaints. 7/15/2021. WFTS, available at

Ed Mierzwinski et al. Virtual Wallets, Real Complaints: How digital payment apps put consumers’ cash at risk. An Analysis of CFPB Complaints.  June 2021. U.S. PIRG Education Fund. Available at

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