Upcoming Programs

Due to the coronavirus pandemic, all programs are currently being offered virtually. Links to programs that have been recorded are included below.

Twelve Months to Take Charge of Your Finances

Get your financial house in order by focusing on one part of your financial life each month. Personal finance educator Karen Chan will introduce you to her Money Calendar. Following the calendar, you’ll do just a few tasks each month. Before you know it, you’ll learn where your money goes, evaluate your debt, estimate your income in retirement, know where to get help when you need it, and more. Bring a friend so that you can team up and support each other as you take charge of your finances.

Thursday, January 21, 7 to 8 pm
Elk Grove Village Public Library
Register at https://zoom.us/webinar/register/WN_IwVE0UL9S8OzWsr7DEmsww

10 Steps to a Smarter Tax Return

Instead of just “doing” your taxes, take steps to manage your tax bill now and in the future. Learn to make smart choices about when and how you save for retirement or college, use employer benefits, pay taxes on your investments, manage the tax hit of being a widow or widower, or take advantage of lower income years at the beginning or end of your career.

Monday, January 25, 7 to 8:30 pm
Indian Trails Public Library
Register at https://indiantrailslibrary.evanced.info/signup/EventDetails?EventId=50494&backTo=Calendar&startDate=2021/01/19

Tuesday, January 26, 7 to 8:30 pm
Lake Bluff Public Library
Register at https://lakeblufflibrary.libcal.com/event/7304004

Thursday, March 18, 7 to 8 0m
Elk Grove Village Public Library
Register at https://zoom.us/webinar/register/WN_q12pFseyRo6grkDyLV_T8w

Thursday, April 1, 7 to 8 pm
Mt. Prospect Public Library
As of Jan. 19, registration is not yet open. Check the library’s online calendar at https://mppl.evanced.info/signup/ for current information.

Investing Made Simple

Financial educator Karen Chan will make stocks, bonds and mutual funds crystal clear using the story of a young company called Freddie’s Finest Furniture. You’ll learn how to put that information into use as she explains index funds and target date retirement funds, and how they can simplify your investing decisions.

Tuesday, February 2, 2 to 3:30 pm
Highland Park Public Library
Register at https://www.hplibrary.org/event/4768406. Look for the register button on the left, under Karen’s picture.

Money Skills for Tough Times

Even if you are a good money manager, you may need some new tools during these difficult and uncertain times. We’ll cover tried-and-true techniques like tracking spending and having a spending plan, as well as what to do if you can’t pay all your bills and working with creditors, plus special rules for credit reports during COVID-19.  

Monday, February 8, 7 to 8 pm
Vernon Area Public Library
Register at https://vapld.zoom.us/webinar/register/WN_lGaDpM_fQVW371uzv4QlwA

Credit History, Credit Score, and Identity Theft Protection

How does cancelling a credit card, paying off a debt, or having too much debt affect my credit history and score? What are the best strategies for paying down debt? To protect myself from identity theft, should I use a fraud alert, a credit freeze, or a lock? Learn all this, plus things you thought you knew about credit that are actually myths.

Friday, February 12, 12 to 1 pm
Grayslake Area Public Library
Register at https://us02web.zoom.us/webinar/register/WN_xfEQBoTzRG-4DMolPBx-Fw

Thursday, February 18, 7 to 8 pm
Elk Grove Village Public Library
https://zoom.us/webinar/register/WN_Quq5pIdDRImR5FBJTkwXNQ

Recognizing and Preventing Financial Fraud

How can you protect yourself against fraud? Learn about the types of fraud being reported to the Federal Trade Commission (FTC), and then learn steps to avoid becoming a victim, including protection, recognizing and disengaging from fraudsters, and investigating. Also Discover effective ways to protect your private information.

Video recording produced in collaboration with Chicago Public Library. Watch the video and find suggested books for further reading at https://www.chipublib.org/blogs/post/be-money-smart-learn-how-to-recognize-and-prevent-financial-fraud/

Monday, March 22, 7 to 8:30 pm
Schaumburg Township District Library
As of January 19, registration is not yet open. Check the library calendar at https://www.schaumburglibrary.org/ for current information.

Thursday, March 25, 12 to 1 pm
Deerfield Public Library
As of January 19, registration is not yet open. Check the library calendar at https://deerfield.libnet.info/events for current information.

Getting the Most From Your Retirement Money

The right strategy can help you get the most from your IRA, 401(k), or other retirement plan. Rollovers, qualified charitable distributions, Roth conversions, and other tools can help you manage income taxes, streamline (or even avoid) distributions, and simplify your life. Learn about required minimum distributions, when it makes sense to take money out before you reach age 70 ½, how to choose the right beneficiary, and what you can and can’t do when you inherit an account.

Tuesday, March 2, 2 to 3:30 pm
Highland Park Public Library
Register at https://www.hplibrary.org/event/4768407. Look for the register button on the left, under Karen’s picture.

Estate Planning Toolbox

Knowing your tools and learning how to use them makes any job easier. The same is true for estate planning. In this workshop, you’ll become familiar with a range of estate planning tools, what they do, and the terminology they use. In addition to wills, trusts, and powers of attorney, we will discuss the role that insurance, titling of property, and gifting can play. Finally, we’ll take a look at how these tools work with our tax system, including estate, income, generation-skipping and gift taxes.

Thursday, April 8, 7 to 8 pm
Elk Grove Public Library
Register at https://zoom.us/webinar/register/WN_3Si6NR2YQYSbTY5m1g6-Qg  

Taking Distributions from Retirement Plans

The SECURE Act changed some of the most basic rules about how we access the money in our retirement accounts, including the age at which we must start required minimum distributions and how distributions are calculated for our heirs. Then the coronavirus turned our world upside down, and the CARES Act made more changes for 2020. Learn what’s changed and what hasn’t, and what changes you should consider making as a result.

Tuesday, March 23, 6:30 to 8 pm
St. Charles Public Library
Registration will open on February 20 at https://scpld.libnet.info/event/4791197.  

Monday, April 12, 7 to 8:30 pm
Lincolnwood Public Library
As of January 19, registration is not yet open. Check the library calendar at https://lincolnwoodlibrary.org/ for current information.

Thursday, May 13, 6:30 to 8 pm
Deerfield Public Library
As of January 19, registration is not yet open. Check the library calendar at https://deerfield.libnet.info/events for current information.

Thursday, May 20, 7 to 8:30 pm
Arlington Heights Memorial Library
As of January 19, registration is not yet open. Check the library calendar at https://www.ahml.info/ for current information.

To receive a list of upcoming events approximately four times a year, or to inquire about offering one of these workshops, go to Contact Karen.

Sign up to receive quarterly emails about my future events.

Where I present – and how many programs I have – varies from season to season. If you don’t see a program in your neighborhood, let’s plan something! Contact me about scheduling a program.  Or share my program information with organizations in your community. Perhaps your retiree’s group or employer would like to offer programs like this.

 

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