Is It the Right Time to Retire?

Tools for tracking expenses

There are numerous apps available for tracking expenses. These two useful reviews may help you choose one that will be a good fit for you:

Envelop budgeting can be a useful approach. Wikihow has a good explanation.

Monthly Spending Plan is a simple worksheet from University of Illinois Extension that you can print and fill out.  (http://web.extension.illinois.edu/toughtimes/docs/monthly_spending_plan.pdf)

Social Security Benefits

Social Security fact sheets for specific situations:

Social Security benefit calculators

To evaluate different claiming strategies:

Net worth calculators and forms.

Retirement income calculators:

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