Blog Archives

Verify correct reporting of COVID-19 debt payments with free weekly credit reports

The CARES Act has several provisions to protect the credit history of consumers who take suspend or negotiate debt payments during the COVID-19 pandemic. Which debts must be reported as “current” on your credit report? If your mortgage is owned

Posted in COVID-19/coronavirus including CARES Act, Credit history and credit score

Cash is king in uncertain times.

In April 2020, most states are under a stay-at-home order due to the coronavirus pandemic. As a result, millions of people have become unemployed overnight. Even if you still have your job, things may feel pretty uncertain. The stock market

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Posted in Budgeting, Uncategorized

Why am I writing this blog?

Financial education is what I am passionate about. I have devoted my professional life to that cause. I thrive on delivering workshops about the financial decisions we face, but I wanted another way to share my take on personal finance.

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Posted in About
Money Smart Week 2020 has been cancelled. Click the image for more details.
Freeze Your Credit Reports for Free

As of September 21, 2018, anyone can freeze, unfreeze, or temporarily thaw a credit report for free. You must do this separately with each of the three major credit reporting agencies:

Equifax.com/personal/credit-report-services or 800-685-1111

Experian.com/help or 888-EXPERIAN (888-397-3742)

TransUnion.com/credit-help or 888-909-8872

How will the Tax Cuts & Jobs Act of 2017 affect you?

There are lots of moving parts to the new tax law, making it difficult to know how it will affect you beginning in 2018.  In three posts that I wrote for University of Illinois Extension’s Plan Well – Retire Well blog, I explain these changes.

  1. To see how your 2018 return will compare to your 2017, Check this head-to-head, line-by-line comparison of your 2017 and 2018 tax returns
  2. To understand how the changes will affect you, you need to know something about Tax Rates
  3. Other changes include Inflation Adjustments, IRAs, 529 Plans, ABLE Accounts, Student Loans, & Estate Tax